Online baccarat UK

Baccarat asks for one decision: banker, player or tie. The dealer does the rest.

Ryan JessopBy Ryan Jessop. Last checked .

Key takeaways

  • Banker: about 1.06% house edge.
  • Player: about 1.24%.
  • Tie: around 14%. Avoid.
  • No strategy beyond the bet.

In brief: Bet on the banker. Its house edge of about 1.06% is the lowest of the three bets.

The three bets

BetPaysHouse edge
Banker1 to 1, less 5% commissionAbout 1.06%
Player1 to 1About 1.24%
Tie8 to 1Around 14%

How a hand plays

  1. You bet.
  2. Two cards go to player and banker.
  3. Totals count the last digit: 7 and 8 is 5.
  4. A third card is drawn by fixed rules.
  5. Nearest to 9 wins.

Variants

No-commission tables pay banker in full and adjust one outcome; squeeze tables reveal cards slowly. The edge stays close to the standard game.

Scoreboards

The 'roads' record past hands. They predict nothing.

Live baccarat

CasinoLive studios reportedLive score
CoralEvolution, Playtech and Pragmatic Play8.5/10
LadbrokesEvolution, Playtech and Pragmatic Play; around 100 live tables reported8.5/10
PlayOJOEvolution, with other studios reported8.5/10
CasumoEvolution, Pragmatic Play and Playtech, plus Casumo-branded tables8.5/10
10betEvolution and Pragmatic Play7.5/10

Ad 18+ only. We may earn commission from these links. Advertiser disclosure

Coral Casino logo

Coral Casino 4.3 out of 5

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Read the Coral review Licence: LC International Limited, UKGC account 54743. Offer checked 5 October 2026.

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Casumo 4.2 out of 5

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Read the Casumo review Licence: Recro Limited, UKGC account 61549. Offer checked 5 October 2026.

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Offer terms dated 5 October 2026, from each casino's published conditions. Other casino details are reported by independent reviews. How we check. 18+. Free help: 0808 8020 133 or safer gambling.

Frequently asked questions

What is the best bet in baccarat?

Banker.

Is there skill?

No.

Why is there commission?

Banker wins slightly more often.

Should I bet the tie?

No.

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